Due to the increasing complexity of all health care programs, it has become necessary for San Francisco Surgical Medical Group to place the responsibility for knowing the requirements of your particular policy on you.

Your insurance card will have an 800 number listed on the card and you can call them directly. The human resources department of your employer will also have this information.

You are responsible for obtaining all necessary referrals from your primary care physician. Your insurance carrier may have the following disclaimer:

“This is only a summary of coverage and not a promise to pay. Benefits may change or end before services are rendered. Specific exclusions and or qualifications may apply. Payment guarantee can only be made after receipt and review of the actual claim.”

Remember, you are ultimately responsible for payment of services you receive, including services not covered by your insurance. Please call our billing department with any questions at 415.668.0416.